All-Seasons Portfolios: Growing Wealth Through Every Market Climate is a practical, research-based framework for long-term investing built on three principles: quality, diversification and time. The session explains why most investors underperform, draws on Buffett's approach to quality compounding, and introduces a dual-horizon framework combining a 20-year strategic allocation with disciplined 5-year dynamic positioning. It applies these ideas to retirement planning through a sequence-of-returns case study and bucket strategy for sustaining a 5% withdrawal, and closes with practical guidance on building transparent, lower-cost portfolios. We will also examine appropriate portfolio allocations in the context of today's market outlook, helping attendees translate framework principles into timely, actionable positioning.